Real Estate Rebates for
Educators
Public, Private, and Homeschool
Exclusive Savings for Educators
Educators shape futures every day. To honor that work, we offer exclusive real estate and mortgage savings for all educators—public school teachers and staff, private/charter educators, homeschool instructors, and administrators. Our goal is simple: make buying, selling, or refinancing a home more affordable for the people who give so much to our communities.
What You Get
- Real estate rebate — when you buy or sell a home with a Realtor in The CARE Network, you’ll get a 25% rebate on your agent’s commission at closing.
- Lender credits — lenders in The CARE Network offer rebates of up to $500 (or more, in some cases).*
- Discounted professional services — savings with participating attorneys/title companies, home inspectors, and other providers.
- Stackable savings — when allowed, combine your educator benefits with local down payment assistance (DPA), grants, seller concessions, or builder incentives.
Let’s Get Started!
How We Help Educators
Exclusive Real Estate Rebates
When you buy or sell a home with an agent in The CARE Network, they’ll rebate 25% of their commission back to you at closing!* For an average transaction, that’s $2,885 in your pocket!
*Conditions apply
Mortgage and Other Business Rebates
Need a mortgage, or plan to refinance your home? We have a network of lenders who give up to $1,800 in lender credits!
We also have a network of home inspectors, roofers, plumbers, and many others – all who offer exclusive discounts for active military families and veterans.
Your Choice of Any Agent
Our program is unique because we allow you to work with any agent you choose, whether it’s one of our preferred agents, a “RamseyTrusted” agent, or your next door neighbor!*
*Conditions apply. RamseyTrusted a trademark owned by Ramsey Solutions. It is used for informational purposes only and does not constitute an endorsement.
Frequently Asked Questions
Are there any mortgage programs available for teachers?
Yes. Teachers can pair standard mortgages (Conventional, FHA, USDA, or VA for eligible veterans) with educator savings through The CARE Network — including real estate rebates, lender credits toward closing costs, and discounted partner services. Availability and amounts depend on location, partner participation, and loan guidelines.
Do teachers get home-buying discounts or rebates?
Through The CARE Network, participating agents give back a portion of their commission as a credit at closing (or a post-closing rebate where required by state law). Many educators also receive lender credits and fee discounts from partner providers. All credits must be disclosed on the Closing Disclosure and fit your loan’s contribution limits.
Are there down payment assistance (DPA) programs for teachers near me?
Often, yes — and The CARE Network can help you identify local state/city/county DPA or grants that may be stacked with your educator rebate (subject to program and loan limits). Expect income/purchase-price caps, owner-occupancy, and a homebuyer education course.
Do private school or homeschool teachers qualify, or is this only for public educators?
The CARE Network welcomes public, private/charter, and homeschool educators. You’ll typically provide simple proof of service (ID badge, employment/affiliation letter, or documentation showing primary homeschool instruction responsibility).
Will an educator rebate affect my interest rate or appraisal?
No. The CARE Network educator rebate/credit reduces closing costs; it doesn’t change your appraisal or interest rate (unless you explicitly trade pricing for credits). Your lender will confirm what’s allowed and ensure the credit appears correctly on the Closing Disclosure.
The CARE Network is a real estate company based in South Carolina. All referral fees go through NorthGroup Real Estate – Nick Thiele (License #142366).
Cashback savings are available in most states, but not all. You are not required to work with any particular agent to be eligible for our Cashback Savings, however, your real estate agent must approve of the savings prior to signing any agreements with that agent. Savings are typically calculated as a % of your agent’s commission, so factors including, but not limited to, the negotiated commission percentage and new construction incentives, may influence the final savings amount.